Direct Credit Cofidis | product review

Cofidis Direct Credit is a credit of up to €4000 that you can return in large installments, depending on the amounts you want to pay. With this credit you can mark the conditions you want without any difficulty.

Cofidis Direct Credit offers up to €4000 in 24 hours for whatever you want. In addition, this loan does not include commissions or links.

You are interested if

You seek to have the maximum speed, flexibility and transparency of a leading company in the sector, with great comfort and simplicity and without explanations (with total freedom, discretion and confidence) and without having to change financial institution. In addition, you do not have opening fees or cancellation fees.

Key points

Short description The Vivic minicréditos are a financing system that have had a great success with which you can obtain quickly the money you need.
In addition, if it is the first time you work with them you can have a mini-credit of up to 300 euros without interest or management fees.
Limits and deadlines The limits are adapted to each situation. The minimum amount to request financing is € 500, while the maximum amount reaches € 4000. The minimum term to return the amounts financed is 13 months, while the maximum is 3 years and 5 months. The minimum age to apply for this credit is 18 years.
Acceptance times The time that passes between the request for funding and the response from Cofidis is 15 minutes. However, the transfer is made within 24 hours once the request has been accepted. Its biggest advantage is the speed with which we get the money we require.
TAE 24.51% APR.

22.12% TIN.

How to hire it The product can be contracted via the Internet or telephone. The telephone attention is made in any of the official languages ​​of the Spanish state.
Main requirements To request a loan is not necessary to have endorsements or explanations, with the following requirements:

– Be over 18 and under 75.

– Have identity document DNI or NIE.

– Have a payroll, pension or proof of income.

– Have a bank account in your name.

Direct Credit Cofidis

Cofidis Direct Credit is a line of credit with amounts ranging from €500 to 4000, asking for any purpose and without explanations. You can choose between several repayment terms: from a maximum of 41 months to 26, 24, 21 or 13 monthly payments.

Main characteristics of the product

  • Flexible. Direct credit adapts to your needs, amounts, fees and repayment terms.
  • Without changing bank entity. Loan with which you receive the money in your checking account, without having to change banks and with a simple operation.
  • Agility and speed. You can receive from 500 to 4000 € quickly from Cofidis and without making any extra procedure.

What are the advantages of the product?

When we seek emergency funding, we make the decision based on the advantages that are offered to us. Therefore, it is important to know the advantages of each offer, so below we explain the most important.

  • Quantity For payments you need, direct credit offers you acceptable amounts that vary depending on your situation. From € 500 to € 4000, these amounts are ideal for dealing with an urgent financial problem.
  • Term The repayment terms are long, reaching a maximum of 41 months and a minimum of 12 months. Thus, we achieve an amortization of the capital without going through difficulties and with really comfortable installments.
  • Without moving from home The administration is totally online , with direct contact with Cofidis and with the possibility of making changes in the installments and installments we owe. In addition, this permanent contact with the company allows us to solve any doubt or incidence we have.
  • Security It is one of the advantages that have more weight in this credit. Adjusting the refund rates to our terms or income is the most important, being able to vary the terms or making the refund fast and in advance without added commissions or problems.
  • Request. To apply for a loan you must access the loan application page, indicate the amount we need and request the desired fee. After filling out an application form, where you will indicate the data and the situation of each one, we will send all the information and, subsequently, the company will contact us.

Conclusions about Cofidis Direct Credit

Direct Credit is a line of credit that is designed to solve different liquidity problems on a day-to-day basis. We can get to request credits on the Internet worth 500 and up to € 4000, without changing banks.

The great advantage of this credit is that you can request the free call service to have personalized attention.

Cofidis, leader in fast loans in Spain

Cofidis is the entity that in Spain is a leader in urgent loans and that has a presence of more than 30 years in the European financial market. This company offers you financing of up to € 4000 in less than 24 hours, requesting by phone or Internet, without changing bank and without the need for endorsements. And without giving explanations.